Aetna Health Insurance  

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Aetna of California

Aetna of California is a leader in national health insurance offering services in health care, pharmacy, dental, disability insurance, employee benefits, and group life.  With over 17 million members nation-wide and a network of nearly 1.5 million health care professionals, doctors and specialists, Aetna is one of the largest insurers in the country.  Aetna offers an array of health insurance and employee benefits products with special services offered in a consumer-directed health plan so that Aetna members have control over their health care.

For California residents, Aetna offers plans that cater to your needs.  Aetna's First Dollar and Open Access health insurance plans allows members to go to any recognized health care provider within the PPO network, while Preventative and Hospital Care plans offer lower deductibles.  Aetna also offers three HSA-compatible plans that give members control over their health care dollars.  Run an instant quote for complete plan details and rates in your area.

Rate Information:

All deductible options have a 6 month rate guarantee.  Please run an instant quote for available rates in your area.

The premium can be paid via quarterly, semi-annual, or annual billing, or a monthly bank draft or credit card.  The bank draft will occur on the premium due date each month.  The initial premium can be paid with a check or credit card.


Use Aetna's DocFind to locate Aetna's participating doctors and hospitals, dentists, in addition to Primary Care Physician-referred facilities and vendors in your area.  You may obtain covered services from any provider anywhere, but you will pay a higher percentage of the bill for out-of-network expenses.

It is important to note that many non-emergency services require you to obtain pre-authorization before services are rendered.  Receiving this authorization is as easy as making a phone call.  Not doing so can result in your benefits being reduced from 100% to 0%.


Underwriting of your application with Aetna normally takes two to three weeks, though if medical records are ordered it could take longer.

It is standard practice to request a Blood Pressure Inquiry or medical records for all applicants who are currently being treated for or who have recently discontinued treatment for high blood pressure or elevated cholesterol.  Certain conditions may be waivered with a temporary rider (usually for one to two years), or an indefinite rider.

Effective dates:

The earliest your coverage can go into effect is one day after your signed application has been received by Aetna.  You may request an effective date any time as far out as 60 days after you sign your application.

Please note, if you are requesting an effective date of less than 21 days from the time you complete the application, you may not receive notification of your approval until after your effective date.  If you have claims during this period, they will be eligible for coverage if submitted after you have been approved.  Also note that you will be billed starting on your requested effective date, even if you have not yet been notified that you have been approved.  This is very good for someone who does not have any present coverage and would like for their benefits to begin right away.  For those who are already covered, it is suggested that you maintain your current coverage in force until you have received notice from either eCAHealthinsurance or directly from Aetna that your coverage has been approved and is in force.

How to Apply:

Simply run an instant quote and select the plan you are interested in.  Then select to apply online (note: internet explorer is required to apply online) or download the application, fill it out and fax it in to us.  We will then stay in touch with your during the underwritting process to keep you informed of the progress.

About Aetna:

Formed in 1850, Aetna is one of the nation's leaders in health care, dental, pharmacy, group life, disability, and long-term care insurance and employee benefits.

Aetna is rated "A" (Excellent) by the A.M. Best Company, an independent insurance rating organization. 

eCAHealthinsurance is an independent authorized Aetna agent.

Aetna Health Insurance in the News

Aetna chairman to retire on April 8
Managed care company Aetna Inc. said Friday that Chairman Ronald A. Williams plans to retire on April 8, a move first announced in October.

Middletown Aetna Complex Being Torn Down
A big money maker for the city of Middletown is now in ruins. The Aetna complex on Middle Street is being torn down, but what will replace it?

Aetna CEO to succeed Williams as chairman
SAN FRANCISCO (MarketWatch) -- Aetna Inc. said Friday its president and chief executive, Mark Bertolini, will succeed Ronald Williams as chairman upon his retirement. Williams is scheduled to retire on April 8. Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit for more information on this news.

Aetna to Host Investor Conference
Aetna announced today that members of its senior management team will present at the Company’s institutional investor conference at Aetna’s Corporate Headquarters in Hartford, CT on Friday, March 4, 2011, beginning at 9:00 a.m. and concluding at approximately 2:00 p.m.

Aetna, P4 Healthcare Join Forces To Help Make Cancer Care More Effective And More Affordable
Aetna (NYSE: AET) and Cardinal Health's P4 Healthcare business today announced the launch of a joint program that will identify and promote the best clinical practices to improve the overall quality - the delivery and success - and cost of cancer treatment. "We're focused on making cancer care more effective, more affordable and safer for our members," says Robert Kropp, M.D., regional medical ...

Aetna Chairman Ronald A. Williams to Retire April 8 CEO Mark T. Bertolini to Succeed Williams as Chairman
Aetna announced today that Chairman Ronald A. Williams, 61, will retire on April 8, 2011. At that time, Mark T. Bertolini, 54, CEO and president, will become chairman of the Board of Directors.

Aetna introduces new IHP for employees to adopt healthy behaviours
Aetna, a leading global diversified health care benefits company, today announced the launch of a new suite of International Healthcare Plans for employers with globally mobile employees.

Aetna Names Richard J. Leonard Chief Technology Officer
Aetna today announced the appointment of Richard J. Leonard, 57, as Chief Technology Officer, reporting to Vice President and Chief Information Officer Michael Mathias. Leonard has been head of Systems Architecture and the company’s mergers & acquisitions IT services team.

Aetna revamps overseas-benefit plans
Hartford managed care provider Aetna Inc. has revamped its international suite of health-benefit products to give employers and their workers greater flexibility in accessing care abroad.

Aetna’s 2011 Latino Calendar Celebrates Health and Wellness Through Dance
Aetna has released its 2011 Latino Calendar, featuring 13 individuals who are committed to improving their own health and the wellness of their communities through dance.