Aetna
of California
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Aetna
of California is a leader in national health insurance offering services in health
care, pharmacy, dental, disability insurance, employee benefits, and group life.
With over 17 million members nation-wide and a network of nearly 1.5 million health
care professionals, doctors and specialists, Aetna is one of the largest insurers
in the country. Aetna offers an array of health insurance and employee benefits
products with special services offered in a consumer-directed health plan so that
Aetna members have control over their health care. For
California residents, Aetna offers plans that cater to your needs. Aetna's
First Dollar and Open Access health insurance plans allows members to go to any
recognized health care provider within the PPO network, while Preventative and
Hospital Care plans offer lower deductibles. Aetna also offers three HSA-compatible
plans that give members control over their health care dollars. Run an instant
quote for complete plan details and rates in your area. Rate
Information:
All deductible
options have a 6 month rate guarantee. Please run an instant
quote for available rates in your area. The
premium can be paid via quarterly, semi-annual, or annual billing, or a monthly
bank draft or credit card. The bank draft will occur on the premium due
date each month. The initial premium can be paid with a check or credit
card.
Network:
Use Aetna's
DocFind to locate Aetna's participating doctors and hospitals, dentists,
in addition to Primary Care Physician-referred facilities and vendors in your
area. You may obtain covered services from any provider anywhere, but
you will pay a higher percentage of the bill for out-of-network expenses. It
is important to note that many non-emergency services require you to obtain
pre-authorization before services are rendered. Receiving this authorization
is as easy as making a phone call. Not doing so can result in your benefits
being reduced from 100% to 0%.
Underwriting:
Underwriting
of your application with Aetna normally takes two to three weeks, though if
medical records are ordered it could take longer. It
is standard practice to request a Blood Pressure Inquiry or medical records
for all applicants who are currently being treated for or who have recently
discontinued treatment for high blood pressure or elevated cholesterol.
Certain conditions may be waivered with a temporary rider (usually for one to
two years), or an indefinite rider.
Effective
dates:
The earliest
your coverage can go into effect is one day after your signed application has
been received by Aetna. You may request an effective date any time as
far out as 60 days after you sign your application. Please
note, if you are requesting an effective date of less than 21 days from the
time you complete the application, you may not receive notification of your
approval until after your effective date. If you have claims during this
period, they will be eligible for coverage if submitted after you have been
approved. Also note that you will be billed starting on your requested
effective date, even if you have not yet been notified that you have been approved.
This is very good for someone who does not have any present coverage and would
like for their benefits to begin right away. For those who are already
covered, it is suggested that you maintain your current coverage in force until
you have received notice from either eCAHealthinsurance
or directly from Aetna that your coverage has been approved and is in force.
How to
Apply:
Simply run an
instant quote and
select the plan you are interested in. Then select to apply
online (note: internet explorer is required to apply online) or download
the application, fill it out and fax it in to us. We will then stay in
touch with your during the underwritting process to keep you informed of the
progress.
About
Aetna:
Formed in 1850,
Aetna is one of the nation's leaders in health care, dental, pharmacy,
group life, disability, and long-term care insurance and employee benefits. Aetna
is rated "A" (Excellent) by the A.M.
Best Company, an independent insurance rating organization. eCAHealthinsurance
is an independent authorized Aetna agent.
Aetna Health Insurance in the News
Bunion Repair at $66K Spurs Aetna Lawsuit Against Clinics
Aetna Inc. (AET) is suing seven California surgery centers for a billing system that it claims “recklessly subverts” health care delivery with charges of as much as $66,100 for a bunion repair.
Bunion Repair at $66,100 Spurs Aetna Lawsuit Against Clinics
Aetna Inc. is suing seven California surgery centers for a billing system that it claims “recklessly subverts” health care delivery with charges of as much as $66,100 for a bunion repair.
Aetna Reports Fourth-Quarter and Full-Year 2011 Results
Aetna today announced fourth-quarter 2011 operating earnings of $354.3 million, or $.97 per share, a per share increase of 54 percent over 2010. Full-year 2011 operating earnings were $1.97 billion, or $5.17 per share, a per share increase of 40 percent over 2010.
Health insurer Aetna's 4Q profit jumps 73 percent
Health insurer Aetna Inc.'s fourth-quarter net income jumped 73 percent, as it continued to benefit from low use of health care and some key expenses fell.The Hartford, Conn., insurer's earnings and revenue ...
Aetna Buys Reinsurance Coverage
Aetna gets a $150 million coverage for its subsidiary Health Re Inc. against medical benefits claims exceeding pre-determined levels.
Aetna challenges state's health care pacts
BATON ROUGE, La. (AP) - Aetna Better Health has asked a state district court to throw out contracts awarded to three private companies involved in the state's new health care delivery system for the poor. The Advocate reports the three contested companies are among five chosen to take over $2.2 billion of the state's Medicaid business. The three-year pacts are worth in excess of $6 billion. In ...
Aetna Launches National Patient-Centered Medical Home Program in Connecticut and New Jersey
Aetna announced today a national Patient-Centered Medical Home program that will begin in Connecticut and New Jersey. The program recognizes primary care physicians who more actively coordinate and manage their patients’ care across the health care system.
Aetna Announces Transaction with Vitality Re III
Aetna today announced that it has entered into a three-year reinsurance arrangement with Vitality Re III Limited as part of its long-term capital management strategy. T
Aetna Announces Appearance at UBS 22nd Annual Global Healthcare Services Conference
Aetna announced today that Joseph M. Zubretsky, senior executive vice president and CFO, is scheduled to make a presentation at the UBS 22nd Annual Global Healthcare Se
Aetna Inc. Earnings: Keeping the Profitability Streak Alive
Here's a closer look at the company's latest earnings release...
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