Blue
Cross California, a division of Anthem Blue Cross Blue Shield,
offers a wide variety of insurance plans to choose from that include medical
insurance for individuals, families, and groups, dental insurance, life insurance,
and specialty programs. With over 60 years in the insurance business
and a vast network of doctors and physicians, Blue Cross California helps
Californians get the medical coverage they need at prices they can afford.
Blue Cross offers many Online Services, emergency care world-wide, and access
to alternative health care practitioners.
California
Blue Cross offers insurance plans that cater to all medical and
financial needs. The SmartSense plans offer low costs while still covering
the essentials of health care such as prescription drug coverage and office
visits. PPO Share Plans have benefits that cater towards families and
allows members access to immediate benefits for office visits, preventive
care and annual physical exams. The Individual Lumenos HSA and HIA (Plus)
allows individuals to receive benefits to stay healthy all while keeping more
control over their health care dollars. Blue Cross also offers PPO plans
that are HSA-compatible and cover 100% for most services after deductible.
Run an instant quote for complete plan details and rates in your area.
Rate
Information:
Rates vary
based upon zip code, age, and effective date. Please run an instant
quote to see available plans and rates in your area.
Network:
Anthem Blue
Cross of California gives you access to one of the largest networks in California,
with thousands of health care providers throughout the state. Having
access to the PPO network can mean substantial discounts in what you pay
for your health care, even before you meet your deductible.
The large list of doctors and hospitals can be viewed at their online
directory.
Underwriting:
Anthem Blue
Cross has one of the easiest, most efficient underwriting teams in the industry.
The process is very fast if no medical records are needed. While
it is always a good idea to apply at least three weeks prior to the time
you need your new coverage to take effect, some applications that are done
online are approved by Anthem Blue Cross within 24 hours.
The
company does have the right to accept or decline any individual or family
application. Certain conditions may be waivered with a temporary rider
(usually for one to two years), or an indefinite rider. If you are
currently being treated for depression, anxiety, or high cholesterol, please
let us know before you apply so we can make sure there are no delays in
getting you covered.
Effective
dates:
The coverage
can go into effect in as quickly as 24 hours, though you risk being declined
if claims are submitted before the underwriting process is completed. You
may request an effective date any time the date after you sign the application
and 60 days later. Please note that you will be billed starting on
your requested effective date, even if you have not yet been notified that
you have been approved. This is very good for someone who does not
have any present coverage and would like for their benefits to begin right
away. For those who are already covered, it is suggested that you
maintain your current coverage in force until you have received notice from
either eCAHealthinsurance
or directly from
Anthem Blue Cross that your coverage has been approved and is in force.
Your
earliest possible effective date will be the day after Anthem Blue Cross
has received all the necessary documents and information needed to process
your application.
How
to Apply:
Simply run
an instant quote
and select the plan you are interested in. Then select to apply
online or download the application, fill it out and fax it in to
us. We will then stay in touch with your during the underwritting
process to keep you informed of the progress.
About
Anthem Blue Cross of
California:
Anthem
Blue Cross of California has been serving the health care needs
of Californians since 1937. Anthem Blue Cross of California, together
with its branded affiliates, provides health care services to more than
6.8 million members.
Anthem
Blue Cross of California has been assigned a rating of "A"
(Excellent) from the A.M.
Best Company, an independent insurance rating organization.
eCAHealthinsurance
is an independent authorized Anthem Blue Cross of CA agent.
