April 16th, 2012
Christine Kelleher-Ross is training for the 116th running of the Boston Marathon, the world's oldest annual marathon. Women were not even allowed to enter officially until 1972, but last year they made up 43 percent of the entrants. Christine is running for Children’s Hospital Boston. She says, “It breaks my heart to see sick children and how it affects the whole family. When I see a child who is ill, I see a strength in them that touches my heart and I would like to help them in any
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April 14th, 2012
Most California health insurance companies implement their annual rate increases on January 1. So what’s my point? If you want lower premiums, you better shop for a California health insurance plan before January 1 strikes to lock in current rates for some time. Usually, if you have an outdated CA health insurance plan you get to see increases first.
If you want to get a better deal, you can do some comparison shopping and switch plans. Not only do plan prices vary considerably, but
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April 10th, 2012
Last July, the dreaded rate hikes were finally implemented by some of the largest California health insurance companies. More than 1.5 million Californians are seeing rates go up on their CA health insurance plans. On average, the increases vary from three percent to over 17 percent depending on which California health insurance plan you have. We might even see another rate increase in January. Are the rising costs of California health insurance plans too much to handle?
The first step
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April 6th, 2012
A lot of people are switching from co-pay California health insurance plans to ones with a high-deductible. This is an attempt to lower health care out-of-pocket costs. Yes, you do get lower premiums by 30 to 40 percent. However, there is a risk associated with high-deductible health plans.
One of the risks when you have a high-deductible California health insurance plan is that once you get sick, you need to come up with several thousand dollars. This is because your coverage will only begin
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April 2nd, 2012
As much as possible, all of us would like to enjoy our entire salary. However, we are all obliged to pay taxes annually. When you have a California health insurance plan in place, it can help lower your yearly income tax by several thousand dollars. How is that possible?
Health Savings Accounts (HSA) are tax-favored savings accounts combined with a qualifying high-deductible California health insurance plan. For this year, you must have a deductible between $1,200 and $6,050 for singles, and
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March 29th, 2012
Do you feel that you are paying too much for your California health insurance plan? Do you even have enough coverage? You never have to pay more for a health insurance policy with limited benefits. So, when getting health coverage, the first thing you need to do is ask yourself why you’re getting one.
Usually, you sign up for California health insurance to protect your finances in the event of a medical emergency. Handling all the out-of-pocket medical expenses without health coverage could
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March 25th, 2012
Another year has passed. As we welcome this year, are you ready to face higher California health insurance premiums? With household budgets struggling to stay on-track, many families and individuals are scrambling to find ways to save on their health insurance premiums each month.
Here’s a great tip to lower premiums and let you live a longer life. Numerous studies point out that living a sedentary lifestyle increases your risk of acquiring diseases such as obesity, diabetes and cardiovascular
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March 21st, 2012
The California health insurance PCIP (Pre-Existing Condition Insurance Plan) was set up under the Patient Protection and Affordable Care Act by President Obama. The goal is to help people with a pre-existing condition get health care coverage. It’s supposed to last until 1/1/2014 at which time there will be no medical underwriting and all insurance companies must take everyone without regard to pre-existing medical conditions.
In order to be eligible for this plan one must have been declined
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March 17th, 2012
According to a recent report by the Commonwealth Fund, 30% of people without health insurance are between the ages of 19 to 29. People between the ages of 19 to 29 make up 15% of the population of the United States. Yet they comprise 30% of those without health insurance.
Some of the reasons for the high percentage of people in this age group lacking California health insurance include: young adults who are too old to stay on their parent's California health insurance plan and who do not enroll
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March 13th, 2012
Are you heading off to college soon or are you a returning student? Before you get to campus, make sure to check your California health insurance. Sure, most incoming freshman and undergrads don’t think they need to worry about insurance. They’re invincible. There are so many other things to be concerned about rather than health insurance.
However, it’s best to figure out your coverage now than to wait until you have an emergency. Most California colleges and universities require all of
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