Health
Net is one of the largest providers of health plans in California
with an extensive netwrk of over 50,000 physicians that help serve more than
2.3 million members. With awards from the National Committee for Quality
Assurance, HealthNet offers health products for individuals, families, group
employers, those with Medicare, dental and vision benefits, and many more.
Specific to HealthNet care is customer Decision Power that works with you
to make informed decisions that will keep you healthy and save you money.
HealthNet
California offers a wide variety of health coverage that caters to customers
of every demographic. HealthNet FirstChoice PPO gives you $500 from
HealthNet to be used toward medical costs before your deductible kicks in
which means you may not have to pay a cent for medical costs per year.
HealthNet SimpleChoice offers low out-of-pocket costs as well as two HSA-compatible
insurance plans that allow you to spend money on the care you use. Plans
are also offered that cater to short term needs, major health expense needs,
dental and vision coverage, as well as access to an HSA program to help new
members set up HSA-compatible accounts.
You
can run an instant quote
to see detailed information about plan details, limitations, and restrictions.
Or contact us and we will help you decide on a plan
that is right for you and your family.
Rate
Information:
Rates
vary based upon zip code, age, and effective date. Please run an instant
quote to see available rates. Your first month's premium must
be submitted at the time you apply, and can be paid via check or credit
card. Subsequent payments can be paid by credit card or automatic
monthly bank draft.
Network:
Health Net
has an excellent network of health care providers throughout the state.
The large list of doctors and hospitals can be viewed at their online
network listings. Please select the PPO – Individual
Plans option.
Underwriting:
Health
Net has a very fast, efficient underwriting process, especially
if no medical records are needed. While it is always a good idea to
apply at least three to four weeks prior to the time you need your new coverage
to take effect, some applications are approved in less than a week.
If medical records are needed, you may have to reapply, and include medical
records.
The
company does have the right to accept or decline any individual or family
application. Certain conditions may be waivered with a temporary rider
(usually for one to two years), or an indefinite rider. If you are
currently being treated for depression, anxiety, or high cholesterol, please
let us know before you apply so we can avoid unnecessary delays in getting
you covered.
Effective
dates:
The
coverage can go into effect in as quickly as the day your application is
approved. You may request an effective date any time the date after
you sign the application and 60 days later. Please note that you will
be billed starting on your requested effective date, even if you have not
yet been notified that you have been approved. This is very good for
someone who does not have any present coverage and would like for their
benefits to begin as quickly as possible.
For
those who are already covered, it is suggested that you maintain your current
coverage in force until you have received notice from either eCAHealthinsurance
or directly from Health Net that your coverage has been approved and is
in force.
How
to Apply:
Simply run
an instant quote
and select the plan you are interested in. Then select to apply
online or download the application, fill it out and fax it in to
us. We will then stay in touch with your during the underwritting
process to keep you informed of the progress.
About
Health Net:
Health
Net Insurance is among the nation's largest publicly traded managed
health care companies. The company's HMO, POS, insured PPO and government
contracts subsidiaries provide health benefits to approximately 6.5 million
individuals in 27 states and the District of Columbia through group, individual,
Medicare, Medicaid and TRICARE programs.
Health
Net is an early adopter of the National Committee for Quality Assurance
(NCQA) new quality plus standards for assessing how health plans measure
the quality and efficiency of care provided by physicians and hospitals
in their networks.
Health
Net has been
assigned a rating of B++ (Very Good) from the A.M.
Best Company, an independent insurance rating organization.
eCAHealthinsurance
is an independent
authorized Health Net agent.
